Millions of Americans receiving Social Security benefits can expect their monthly payments to arrive tomorrow, Wednesday, May 22, 2025. This includes retirees, survivors, and those receiving Social Security Disability Insurance (SSDI) whose birthdays fall between the 11th and 20th of any month.The US Sun
Understanding the Payment Schedule
The Social Security Administration (SSA) issues payments based on beneficiaries’ birth dates:
- Birthdays from the 1st to the 10th: Second Wednesday of the month
- Birthdays from the 11th to the 20th: Third Wednesday of the month
- Birthdays from the 21st to the 31st: Fourth Wednesday of the month
For May 2025, this means payments are scheduled as follows:
- May 14: Birthdays between the 1st and 10th
- May 22: Birthdays between the 11th and 20th
- May 28: Birthdays between the 21st and 31st
Beneficiaries who began receiving payments before May 1997 or who receive both Social Security and Supplemental Security Income (SSI) are paid on the 3rd of the month. SSI payments are typically made on the 1st of each month. However, due to June 1 falling on a Sunday, SSI recipients will receive their June payment early, on Friday, May 30.
Benefit Amounts and Adjustments
In 2025, Social Security benefits have increased by 2.5% due to the annual Cost-of-Living Adjustment (COLA). This adjustment reflects changes in the Consumer Price Index and aims to help beneficiaries keep up with inflation. The average monthly benefit for retired workers is now approximately $1,976. Maximum benefits vary depending on the age at which one retires:
- Retiring at age 62: Up to $2,831 per month
- Retiring at full retirement age (67): Up to $4,018 per month
- Delaying retirement until age 70: Up to $5,108 per month
SSI payments have also seen adjustments. In 2025, the maximum federal SSI payment is $967 for individuals and $1,450 for couples. Actual payment amounts may vary based on income, living arrangements, and other factors.SSA
Receiving Your Payment
The SSA strongly encourages beneficiaries to receive payments electronically, either through direct deposit to a bank account or via a Direct Express debit card. This method ensures timely and secure delivery of funds. Currently, about 99% of Social Security recipients receive their payments electronically.
If you do not receive your expected payment on the scheduled date, the SSA advises waiting three additional mailing days before contacting them. First, check with your financial institution to confirm whether the payment has been received. If the payment is still missing after this period, contact the SSA directly for assistance.
Staying Informed
To keep track of your benefits and receive important updates, consider creating a “my Social Security” account on the SSA’s official website. This online portal allows you to view your payment history, update personal information, and access various services related to your Social Security benefits.
For more detailed information on payment schedules, benefit amounts, and other related topics, visit the SSA’s official website or contact their customer service for personalized assistance.